If you are thinking that buying no-medical life coverage is a distant dream, you are in for a surprise because there is a new completely hassle-free and customer-oriented plan available for life cover buyers today that offer cheaper life coverage without the requirement of a medical test. This is the hottest life insurance shopping trend these days!
Yes, this is a happy fact for many buyers who felt left out of the more stringent terms and conditions of good coverage life policies, typically requiring comprehensive health check ups and medical reports to qualify for adequate coverage in a life cover. But, thanks to amendments made by several top insurance companies today, there are simplified-issue of life cover plans available today that don’t demand policy buyers to undertake any medical tests as a pre-requisite for qualifying for a good policy. Thus, the new no medical kind of life policy only asks of the buyer to answer some health queries and is an easy method one can also follow on the Internet. You too can complete this short process in a few minutes and thereby save yourself extra effort and time usually taken up by having to follow these steps in-person at the company office.
If you take out a life insurance plan from online agency, remember you don’t need to go for a medical check-up as earlier required but this is only the privilege extended to those choosing short-term life insurance coverage. One advantage of this type of policy is that it’s easy, affordable and fast to buy. So, you can qualify for a plan that provides you much-needed funds of a lump sum amount up to five hundred thousand dollars on your own without any insurance broker’s intervention, only if you spend some time on doing adequate Internet research.
Moreover, you can print the plan after filling out required information about your health matters and after giving satisfactory answers of every related question asked through the insurance broker’s web-page. So you can buy the right life insurance plan easily on the web – just don’t forget that a no-medical life coverage policy is short term, so will grant less coverage compared with a whole life plan. But quick processing, hassle-free T & C and a large range of products usually makes up for that feature, feel many buyers.
Sure, you are still required to verify on internet when you are researching for the right life insurance broker whether their products that you are interested in are really available in your area or not, but ease of internet insurance shopping is that besides a brief health record, your age, lack of huge budget etc. does not limit your eligibility for purchasing good life cover.
So, for those not wanting the hassles of a medical check-up before buying life coverage plan, this short-term life cover option is best and the wide range of internet resources, e.g., financial website, free web tool’s array, forums and blogs giving updated info on every aspect of no-medical life coverage plans is a blessing.
Finally, for getting vital information regarding life coverage plan minus medical exam step, many providers have phone-in services that give advice about products and processes at no cost to buyer – the boon of toll-free calling – so consultations with authorized life insurance brokers in this manner grant you a telephonic or virtual walk through of a really necessary financial protection plan. Now, isn’t that cool?